车险费率厘定精算技术的研究与应用评述

精算技术为中国车险市场费率改革提供必要支持,可以确保费率厘定的科学性与合理性。首先,本文系统梳理了车险分类风险费率厘定精算统计模型的发展历程,并回顾参数估计方法。其次,论述了车险个体风险费率厘定的精算模型与方法,并重点评述了信度理论与奖惩系统的研究。进而,归纳出车险费率厘定精算统计模型的研究热点与发展方向。最后,指明现有研究对中国车险费率厘定精算方法的启示,并提出相关建议。     

Mobility of Li+, Na+, and Cs+ cations in Nafion membrane,as studied by NMR techniques

The local mobility and diffusion of Li⁺, Na⁺, and Cs⁺ cations in Nafion 117 membrane were explored by ⁷Li, ²³Na, and ¹³³Cs spin relaxation and pulsed field gradient NMR techniques. It was shown that the macroscopic mass transfer of cations is controlled by ion motion near sulfonate groups. Lithium and sodium cations, whose hydrated energy is higher than the water hydrogen bond energy, are moving together with water molecules, but cesium cations possessing a low hydrated energy are jumping directly between the neighboring sulfonate groups.     

Equilibrium solubility of 6-propyl-2-thiouracil in nine pure solvents: Determination,correlation, Hansen solubility parameter and thermodynamic properties

Investigation upon the solid–liquid equilibrium on solubility data of 6-propyl-2-thiouracil (PLT) in pure organic solvents is essential for separation and purifying in industry process. In this work, PLT solubility in nine neat solvents was experimentally determined at 278.15 K–323.15 K under P = 0.1 MPa. These selected solvents were tetrahydrofuran(THF), acetone, acetonitrile,1-butanol,1-pentanol, 2-butanol, methyl acetate, ethyl acetate,1-propyl acetate, respectively. Experiment results showed that solubility was consistent with temperature and decreased according to the order: THF > acetone>1-butanol≈1-pentanol> 2-butanol > methyl acetate > ethyl acetate>1-propyl acetate > acetonitrile. Solvent effect and Hansen solubility parameter (HSP) were incited to explain dissolution rule on solute. Four thermodynamic models (modi?ed Apelblat model, Van't model, λh model and NRTL model) were adopted to correlate PLT solubility and provide good correlations on basis of RD, ARD and RMSD. In addition, thermodynamic properties (ΔH°, ΔS° and ΔG°) of PLT dissolution process in pure solvents were discussed and proved to be endothermic, entropically driven and non-spontaneous process.     

固体核磁共振Multiple-CP定量技术的参数优化与应用研究

固体核磁共振Multiple-CP定量技术可实现对不同体系、 不同定量信息的检测. 然而, Multiple-CP对样品属性的宽容度较低, 其中有关样品属性的核磁共振参数包括氢的自旋晶格弛豫时间(T_1,H)、 交叉弛豫时 间(T_CH)和自旋锁定场下氢的自旋晶格弛豫时间(T_{\mathrm{1}\rho }^{\text{?}\mathrm{H}})等. 因而需要系统地掌握Multiple-CP各种实验参数与样品上述特性参数之间的关系, 从而确定Multiple-CP技术可适用的体系范围以及最优的实验参数范围. 基于此, 首先以L-丙氨酸为模型样品, 探讨在Multiple-CP实验中弛豫恢复时间(t_d)、 交叉极化接触时间(t_p)和交叉极化次数(n) 3种实验参数对分子中基团比例测量结果的影响规律. 并以L-缬氨酸、 L-丙氨酸/L-缬氨酸的混合物为模型样品, 探讨样品特性参数的差异性对Multiple-CP实验参数范围的影响. 实验结果表明, t_p受T_CH和\text{?}{T}_{\mathrm{1}\rho }^{\text{?}\mathrm{H}}的影响较大. 对于纯净物或均相体系, T_CH是影响t_p参数设置的关键. 依据实验数据发现, 当样品中各基团T_CH差异度小于8%时, 实验对t_p的宽容度较高; 对于混合物体系, 需同时考虑混合物中组分\text{?}{T}_{\mathrm{1}\rho }^{\text{?}\mathrm{H}\text{?}}差异度的影响. 当组分\text{?}{T}_{\mathrm{1}\rho }^{\text{?}\mathrm{H}\text{?}}差异度为32%、 各基团T_CH差异度为21%时, Multiple-CP对t_p的宽容度高, 可在较宽的参数范围内实现定量检测. 而当T_CH差异度较大时, 获取定量结果时t_p的参数范围较小, 实验条件较苛刻. Multiple-CP定量方法更适用于T_CH和\text{?}{T}_{\mathrm{1}\rho }^{\text{?}\mathrm{H}\text{?}}差异度较小的样品体系的定量研究. 通过研究样品T_CH和\text{?}{T}_{\mathrm{1}\rho }^{\text{?}\mathrm{H}\text{?}}对实验参数的影响, 总结了Multiple-CP方法所适用的样品体系特征, 为使用Multiple-CP进行定量检测提供可参考的参数设置方案.     

中空多壳层结构在电磁波领域中的应用

中空多壳层结构(HoMSs)是一种以纳米颗粒为结构单元构筑而成的具有多界面、 多维度的微纳米级宏观组装体, 具有次序排列的多个壳层及相互连通的多个空腔, 被认为是电磁波领域极具应用前景的功能材料. 本文主要从电磁波捕获、 传输及能量转换3个角度详细阐述HoMSs在电磁波领域应用中的独特优势, 浅析了HoMSs壳层数目、 壳层厚度、 壳层间距、 壳层组成等结构参数对电磁波传输与利用的影响规律, 并预测了HoMSs在电磁波领域的发展趋势, 以期为实现电磁波的高效利用提供参考.     

Terminal Ligand and Packing Effects on Slow Relaxation in an Isostructural Set of [Dy(H2dapp)X2]+ Single Molecule Magnets**

We report three structurally related single ion Dy compounds using the pentadentate ligand 2,6-bis((E)-1-(2-(pyridin-2-yl)-hydrazineylidene)ethyl)pyridine (H₂dapp) [Dy(H₂dapp)(NO₃)₂]NO₃ ( 1 ), [Dy(H₂dapp)(OAc)₂]Cl ( 2 ) and [Dy(H₂dapp)(NO₃)₂]Cl_0.92(NO₃)_0.08 ( 3 ). The (H₂dapp) occupies a helical twisted pentagonal equatorial arrangement with two anionic ligands in the axial positions. Further influence on the electronic and magnetic structure is provided by a closely associated counterion interacting with the central N−H group of the (H₂dapp). The slow relaxation of the magnetisation shows that the anionic acetates give the greatest slowing down of the magnetisation reversal. Further influence on the relaxation properties of compounds 1 and 2 is the presence of short nitrate-nitrate intermolecular ligand contact opening further lattice relaxation pathways.     

Tutorial review on validation of liquid chromatography–mass spectrometry methods: Part I

This is the part I of a tutorial review intending to give an overview of the state of the art of method validation in liquid chromatography mass spectrometry (LC–MS) and discuss specific issues that arise with MS (and MS/MS) detection in LC (as opposed to the “conventional” detectors). The Part I briefly introduces the principles of operation of LC–MS (emphasizing the aspects important from the validation point of view, in particular the ionization process and ionization suppression/enhancement); reviews the main validation guideline documents and discusses in detail the following performance parameters: selectivity/specificity/identity, ruggedness/robustness, limit of detection, limit of quantification, decision limit and detection capability. With every method performance characteristic its essence and terminology are addressed, the current status of treating it is reviewed and recommendations are given, how to determine it, specifically in the case of LC–MS methods.     

High‐temperature superconductivity and long‐range order in strongly correlated electronic systems

A selective review of the question of how repulsive electron correlations might give rise to off‐diagonal long‐range order (ODLRO) in high‐temperature superconductors is presented. The article makes detailed explanations of the relevance to superconductivity of reduced electronic density matrices and how these can be used to understand whether ODLRO might arise from Coulombic repulsions in strongly correlated electronic systems. Time‐reversed electron pairs on alternant Cuprate and the iron‐based pnictide and chalcogenide lattices may have a weak long‐range attractive tail and much stronger short‐range repulsive Coulomb interaction. The long‐range attractive tail may find its origin in one of the many suggested proposals for high‐T_c superconductivity and thus has an uncertain origin. A phenomenological Hamiltonian is invoked whose model parameters are obtained by fitting to experimental data. A detailed summary is given of the arguments that such interacting electrons can cooperate to produce a superconducting state in which time‐reversed pairs of electrons effectively avoid the repulsive hard‐core of the Coulomb interaction but reside on average in the attractive well of the long‐range potential. Thus, the pairing of electrons itself provides an enhanced screening mechanism. The alternant lattice structure is the key to achieving robust high‐temperature superconductivity with dx²‐y² or sign alternating s‐wave or s± condensate symmetries in cuprates and iron‐based compounds. Some attention is also given to the question first raised by Leggett as to where the Coulombic energy is saved in the superconducting transition in cuprates. A mean‐field‐type model in which the condensate density serves as an order parameter is discussed. Many of the observed trends in the thermal properties of cuprate superconductors are reproduced giving strong support for the proposed model for high‐temperature superconductivity in such strongly correlated electronic systems. © 2015 Wiley Periodicals, Inc.     

Momentum transfer effects in near surface electron energy loss

We examine two formulations for the differential surface excitation parameter (DSEP): one provided by Tung et al. and the other given by the Chen–Kwei position‐dependent differential inverse inelastic mean free path integrated over the electron trajectory. We demonstrate that the latter converges to the former provided that the dielectric function of the solid does not depend on the momentum transfer or it depends on just the momentum transfer component parallel to the surface. Tung's DSEP represents therefore an approximation to the Chen–Kwei DSEP calculated for a dielectric function with no restrictions on the momentum dependence. The approximation is shown to work in the limit of small momentum transfer and to imply an error of 4%–5% for electrons traveling through the solid with energy E = 1 keV. Copyright © 2015 John Wiley & Sons, Ltd.     

Elevated temperature nanoindentation characterization of poly(para-phenylene vinylene) conjugated polymer films

Temperature dependent mechanical properties of poly(p-phenylene vinylene) (PPV) were investigated using quasi-static (QS) and dynamic nanoindentation (NI) at temperatures over the range of 25 to 100 °C. The reduced modulus decreased from about 4.40 GPa to 3.64 GPa over this temperature range. The plasticity indices at all measurement temperatures were lower than the critical value of 0.875, characterizing material “sink-in”, rather than “pile-up” during measurements. The plasticity index showed a non-monotonic trend, with a minimum value at around 70 °C. Analysis of indentation stress relaxation data, obtained at different temperatures, was also performed using generalized Maxwell viscoelastic models. From these analyses, a relaxation mode, with a characteristic relaxation time of approximately 0.5 s, was evident. The characteristic time remained relatively unchanged over the temperature range of 25 to 100 °C. However, the relaxation modulus associated with this mode showed the expected decrease with increase in temperature.